How To Maximize Instacart Credits
Speaking of delivery credits, if you could save 40% - 50% on groceries and essentials every single month, would you believe us?
That’s exactly what Nic has been doing for over a year now using some Chase credit cards and maximizing monthly delivery credits with Instacart.
First, you need to sign up for Instacart - accounts are an easy setup and you’ll also get a free $10 credit using that link.
Then, you’ll need to link eligible Chase credit cards:
Chase Ink Business Cards → using this link
Chase Co-Branded Cards → using this link
Chase United Cards → using this link
There’s 25 different eligible cards from Chase, including co-branded cards from Marriott, Southwest, United, IHG, Hyatt, and more.
Plus, cards like the Ink Business Cash® Credit Card and Ink Business Unlimited® Credit Card are included as well.
Chances are you have at least one card, if not a few of these!
Each card you link earns a monthly credit and 3 months access to Instacart+.
Some credits are $10 per card and others are $20 per card, so here’s how I (Nic here) maximize the credits each month…
Choose a huge retailer or grocery store to find everyday items priced perfectly around the exact credit amounts.
Things like paper towels, toilet paper, shampoo, deodorant, dishwasher pods, small grocery items (pasta, rice, oats), medicines (Tylenol, Advil, DayQuil), and so on.
Here’s an example from a $20 paper towel purchase for less than $7:
Last month I saved about $40 using Instacart credits versus in-store prices at Target, which was a 46% discount on stuff I already needed…
$40 saved per month x 12 months = $480 saved per year
How often do we talk about getting 3x back on one card and 4x back on another card?
Yet, 40% - 50% off everyday purchases each month and hundreds of dollars saved per year is very possible for only a few minutes of linking cards and shopping as usual.
S/O to reader Motti for the article idea and we hope many of you are able to stack some savings using Instacart credits!
Wallet Tip: when redeeming multiple credits, make sure you start a new cart in the top right corner of the desktop or mobile app so new items don’t get added to the existing cart and interfere with each credit - and set a reminder to cancel your Instacart+ subscription.
